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A credit report is simply a rundown of your payment history, listing your accounts, balances and your payment behavior for each. It is not a credit score, or FICO, the three-digit gauge of your creditworthiness used by lenders, employers and insurers. But credit scores do use the information on your credit reports in their calculations, so it's important to spot and correct inaccuracies as quickly as possible.
The three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months.
You also can get a free credit report online. Free online credit reports provide you with multiple ways of viewing your personal credit history. You'll instantly be able to compare information and monitor changes. You can request these reports by phone or mail, but the easiest and fastest way to check your credit report is to check it online. Once you have all of the needed information, you can instantly see your report online. The following steps will show you how to check your credit report online.
The three major credit-reporting agencies, Equifax, TransUnion and Experian, are each required to provide consumers, upon request, a free copy of their credit report once every 12 months.
You also can get a free credit report online. Free online credit reports provide you with multiple ways of viewing your personal credit history. You'll instantly be able to compare information and monitor changes. You can request these reports by phone or mail, but the easiest and fastest way to check your credit report is to check it online. Once you have all of the needed information, you can instantly see your report online. The following steps will show you how to check your credit report online.
This the end of - Get a free credit report online